Does Pet Insurance Cover Blood Work? Complete Checklist
What pet insurance pays for 16 common vet bills, from blood work and x-rays to vaccines, grooming and cremation.
Pet Insurance Guides
General guides covering how pet insurance works, including pre-existing conditions, waiting periods, coverage rules, and buying advice that applies across all breeds.
Pet Insurance That Covers Allergies: Essential Timing Rules
Allergy coverage depends on timing. See what insurers pay for testing, Cytopoint and Apoquel, and why enrolling early matters.
Pet Insurance That Covers Dental: Illness vs Accident-Only Explained
What seven US pet insurers say they pay for in dental care, from extractions to cleanings.
Pet Insurance Through Employer: Headcount Picks Your Insurer
Only 22% of US employers offer pet insurance, and your company’s headcount decides which insurer you’re even offered
Multi-Pet Discount Pet Insurance: Real Rates by Provider
Four of seven large US insurers discount multiple pets, at 5% to 10%. Three do not.
Pet Insurance Company Complaints: The Data Gap Regulators Admit
Even NAIC admits pet insurance complaints aren’t separately tracked in most states. Here’s the real workaround, and what a complaint ratio actually means.
Is Pet Insurance Worth It? A 2026 Cost vs. Benefit Breakdown
Only 4.27% of US pets are insured. We ran the actual math, using real 2026 industry data and every breed we’ve researched in depth, to find out what the other 95.73% are risking.
What Does Pet Insurance Not Cover in? 4 Surprising Gray Areas
A routine surgery, and a genuine emergency, can happen in the exact same moment. Here’s the standard exclusions list, plus four real gray areas our own research keeps finding.
FIP Pet Insurance: The Cure Nobody Prepared You For
FIP used to mean a near-certain goodbye. Now a real cure exists, but the drug’s complicated legal history creates a genuine insurance catch-22 almost nobody explains.
Pet Insurance Rate Increases by State: The 2026 Tracker
We went directly to state insurance department filings, not marketing pages or estimates, and compiled real, approved rate increases across 5 states so far, Georgia, California, Florida, New York, and New Jersey, with Texas turning out to require no filings at all.