Terms of Service

Last updated: August 2026

These Terms of Service govern your use of PetCoverToday (the “Site”). By visiting or using this Site, you agree to these terms. If you do not agree, please do not use the Site.

Who we are

PetCoverToday is an independent information resource covering pet insurance costs, coverage, and comparisons. We are not a licensed insurance broker, agent, or carrier, and we do not sell insurance policies directly.

Not professional advice

Content on this Site is provided for general informational purposes only and does not constitute veterinary, financial, or insurance advice. Pricing, coverage details, and policy terms mentioned in our guides reflect publicly available data at the time of publication and may have changed.

Accuracy of information

Always confirm current rates, terms, and coverage directly with a licensed insurance provider or veterinarian before making a decision for your pet.

We research every guide using veterinary studies, breed health registries, and publicly available insurance industry data, and we link our sources at the bottom of each article. Even so, insurance pricing and policy terms change frequently and can vary by provider, location, and individual circumstances.

We do our best to keep guides current, but we cannot guarantee that every figure remains accurate at the moment you read it.

Third-party links and providers

Our guides link to insurance providers and other third-party websites for your convenience. We do not control these external sites and are not responsible for their content, accuracy, availability, or business practices. Visiting a linked site is at your own discretion, and that site’s own terms and privacy policy will apply once you leave PetCoverToday.

Intellectual property

Unless otherwise noted, the text, graphics, and original content on this Site are the property of PetCoverToday and may not be copied, republished, or distributed without our written permission. You are welcome to link to our articles or quote a brief excerpt with proper attribution and a link back to the original source.

Comments and user conduct

If you leave a comment on this Site, you agree not to post anything unlawful, abusive, defamatory, or spam. We reserve the right to remove any comment at our discretion and to restrict access for repeated violations. Comment fields require a name and email address, which are handled according to our Privacy Policy.

Limitation of liability

PetCoverToday and its contributors are not liable for any loss, damage, or expense arising from your use of this Site or reliance on its content, including decisions made about pet insurance coverage. Use of this Site and any information on it is at your own risk.

Changes to these terms

We may update these Terms of Service from time to time to reflect changes in our practices or for legal and regulatory reasons. The “Last updated” date at the top of this page reflects the most recent revision. Continued use of the Site after changes are posted means you accept the updated terms.

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